<rss xmlns:content=http://purl.org/rss/1.0/modules/content/ xmlns:dc=http://purl.org/dc/elements/1.1/ version="2.0">
<channel>
<title>Advisor Today</title>
<link>https://at.naifa.org</link>
<description>NAIFA's Advisor Today is the official blog & magazine focused on highlighting how NAIFA members' live, work & give to their clients, community and country.</description>
<language>en</language>
<pubDate>Wed, 04 Jan 2023 21:41:46 GMT</pubDate>
<dc:date>2023-01-04T21:41:46Z</dc:date>
<dc:language>en</dc:language>
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<title>Get to Know 2023 NAIFA President Bryon Holz</title>
<link>https://at.naifa.org/get-to-know-2023-naifa-president-bryon-holz</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/get-to-know-2023-naifa-president-bryon-holz title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/President%20Bryon%20Holz-blogpost.png alt="Bryon Holz" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><a href=https://www.linkedin.com/in/bryon-holz-40004137/>Bryon Holz</a>, CLU, ChFC, LUTCF, CASL, LACP, President of <a href=https://www.bryonholz.com/>Bryon Holz & Associates</a>, Brandon, FL, is NAIFA's 2023 President. </p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/get-to-know-2023-naifa-president-bryon-holz title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/President%20Bryon%20Holz-blogpost.png alt="Bryon Holz" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><a href=https://www.linkedin.com/in/bryon-holz-40004137/>Bryon Holz</a>, CLU, ChFC, LUTCF, CASL, LACP, President of <a href=https://www.bryonholz.com/>Bryon Holz & Associates</a>, Brandon, FL, is NAIFA's 2023 President. </p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fget-to-know-2023-naifa-president-bryon-holz&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>Leaders</category>
<pubDate>Wed, 04 Jan 2023 21:41:46 GMT</pubDate>
<author>[email protected] (NAIFA)</author>
<guid>https://at.naifa.org/get-to-know-2023-naifa-president-bryon-holz</guid>
<dc:date>2023-01-04T21:41:46Z</dc:date>
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<title>Digital Marketing & AI Technology to Drive Life Insurance & Annuity Sales in 2023</title>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/digital-marketing-ai-technology-to-drive-life-insurance-annuity-sales-in-2023 title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Ken%20Leibow-1000x620px.png alt="Ken Leibow is the Founder and CEO of InsurTech Express and a regular contributor to NAIFA's Advisor Today blog." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Digital Marketing had the biggest growth for generating insurance sales since 2021. In a recent global study conducted by Accenture, most insurance buyers now search for information on digital channels. 48% of insurance customers who responded to an Accenture survey stated that social media would factor into their insurance-buying decision. Introducing agents and training to effectively utilize email, social media, web-based advertising, text messages, and personalized videos which helps maximize their value delivery.</p> <p>Data Analytics and Artificial Intelligence (AI) is the technology driving the industry to new insurance sales as it does with other industries in e-commerce. Winning agencies will become more data-driven and introduce agents to tools that utilize data analytics and AI to grow their businesses. Whether finding patterns based on past data to predict future events or leveraging AI to make assumptions and predictions beyond human capabilities, successful agents and agencies will take advantage of these new technology tools.</p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/digital-marketing-ai-technology-to-drive-life-insurance-annuity-sales-in-2023 title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Ken%20Leibow-1000x620px.png alt="Ken Leibow is the Founder and CEO of InsurTech Express and a regular contributor to NAIFA's Advisor Today blog." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Digital Marketing had the biggest growth for generating insurance sales since 2021. In a recent global study conducted by Accenture, most insurance buyers now search for information on digital channels. 48% of insurance customers who responded to an Accenture survey stated that social media would factor into their insurance-buying decision. Introducing agents and training to effectively utilize email, social media, web-based advertising, text messages, and personalized videos which helps maximize their value delivery.</p> <p>Data Analytics and Artificial Intelligence (AI) is the technology driving the industry to new insurance sales as it does with other industries in e-commerce. Winning agencies will become more data-driven and introduce agents to tools that utilize data analytics and AI to grow their businesses. Whether finding patterns based on past data to predict future events or leveraging AI to make assumptions and predictions beyond human capabilities, successful agents and agencies will take advantage of these new technology tools.</p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fdigital-marketing-ai-technology-to-drive-life-insurance-annuity-sales-in-2023&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>Annuities</category>
<category>Life Insurance & Annuities</category>
<category>Marketing</category>
<category>Sales & Marketing</category>
<category>Social Media Marketing</category>
<category>FinTech</category>
<category>Insurance</category>
<pubDate>Wed, 04 Jan 2023 15:00:00 GMT</pubDate>
<author>[email protected] (Ken Leibow)</author>
<dc:date>2023-01-04T15:00:00Z</dc:date>
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<title>Meet Loyal NAIFA Member Peter Glassman</title>
<link>https://at.naifa.org/meet-loyal-naifa-member-peter-glassman</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/meet-loyal-naifa-member-peter-glassman title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Peter%20E.%20Glassman%2c%20CLU%2c%20CFP-1000x620px-blogpost.png alt="Meet Loyal NAIFA Member Peter Glassman" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><a href=https://gwdc.naifa.org/>NAIFA-GWDC</a> Past President <a href=https://www.linkedin.com/in/peter-glassman-cfp%C2%AE-5477a623/>Peter Glassman, CFP</a>, is a Founding Partner of <a href=https://wealthinsightpartners.com/>Wealth Insight Partners</a> and has been a loyal NAIFA member since 1989.</p> <p>After graduating with a business and marketing degree in 1987, Glassman moved from Connecticut to Washington, D.C., where a family friend suggested he get into the insurance and financial services industry. After learning more he dove into what turned out to be the beginning of a career. Thirty-five years later, Glassman is still dedicated to helping his clients plan for their futures.</p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/meet-loyal-naifa-member-peter-glassman title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Peter%20E.%20Glassman%2c%20CLU%2c%20CFP-1000x620px-blogpost.png alt="Meet Loyal NAIFA Member Peter Glassman" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><a href=https://gwdc.naifa.org/>NAIFA-GWDC</a> Past President <a href=https://www.linkedin.com/in/peter-glassman-cfp%C2%AE-5477a623/>Peter Glassman, CFP</a>, is a Founding Partner of <a href=https://wealthinsightpartners.com/>Wealth Insight Partners</a> and has been a loyal NAIFA member since 1989.</p> <p>After graduating with a business and marketing degree in 1987, Glassman moved from Connecticut to Washington, D.C., where a family friend suggested he get into the insurance and financial services industry. After learning more he dove into what turned out to be the beginning of a career. Thirty-five years later, Glassman is still dedicated to helping his clients plan for their futures.</p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fmeet-loyal-naifa-member-peter-glassman&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>Member Spotlight</category>
<category>Member Profile</category>
<category>Loyal Member Profile</category>
<pubDate>Tue, 03 Jan 2023 15:00:00 GMT</pubDate>
<author>[email protected] (Ronan Friend)</author>
<guid>https://at.naifa.org/meet-loyal-naifa-member-peter-glassman</guid>
<dc:date>2023-01-03T15:00:00Z</dc:date>
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<title>Year in Review: Camaraderie as a Strategy</title>
<link>https://at.naifa.org/year-in-review-camaraderie-as-a-strategy</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/year-in-review-camaraderie-as-a-strategy title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Suzanne%20Carawan%20%26%20Christopher%20Gandy%20Podcast%201000x620px.png alt="Advisor Today Podcast Year in Review: Camaraderie as a Strategy with Suzanne Carawan & Christopher Gandy" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><span style="letter-spacing: 0px; background-color: transparent;"><a href=https://www.linkedin.com/in/christopher-gandy-lacp-60779413/>Chris Gandy</a><span> is the Founder of </span><a href=https://midwestlegacygroupllc.com/>Midwest Legacy Group LLC</a><span>, </span>a boutique concierge insurance group for executives, professional athletes, physicians, business owners, and entrepreneurs. It focuses on the client's interests in wealth accumulation, wealth preservation, retirement strategies, insurance, asset protection, and investments.</span></p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/year-in-review-camaraderie-as-a-strategy title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Suzanne%20Carawan%20%26%20Christopher%20Gandy%20Podcast%201000x620px.png alt="Advisor Today Podcast Year in Review: Camaraderie as a Strategy with Suzanne Carawan & Christopher Gandy" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><span style="letter-spacing: 0px; background-color: transparent;"><a href=https://www.linkedin.com/in/christopher-gandy-lacp-60779413/>Chris Gandy</a><span> is the Founder of </span><a href=https://midwestlegacygroupllc.com/>Midwest Legacy Group LLC</a><span>, </span>a boutique concierge insurance group for executives, professional athletes, physicians, business owners, and entrepreneurs. It focuses on the client's interests in wealth accumulation, wealth preservation, retirement strategies, insurance, asset protection, and investments.</span></p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fyear-in-review-camaraderie-as-a-strategy&bu=https%253A%252F%252Fat.naifa.org&bvt=rssalt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>NAIFA</category>
<category>Podcast</category>
<category>Advisor Today</category>
<category>Chris Gandy</category>
<category>Suzanne Carawan</category>
<category>Midwest Legacy Group LLC</category>
<pubDate>Wed, 14 Dec 2022 10:00:00 GMT</pubDate>
<author>[email protected] (Advisor Today)</author>
<guid>https://at.naifa.org/year-in-review-camaraderie-as-a-strategy</guid>
<dc:date>2022-12-14T10:00:00Z</dc:date>
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<title>Dennis Cuccinelli Receives NAIFA’s First Annual Membership Hard Hat Award</title>
<link>https://at.naifa.org/dennis-cuccinelli-receives-naifas-inaugural-membership-hard-hat-award</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/dennis-cuccinelli-receives-naifas-inaugural-membership-hard-hat-awardtitle="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Cuccinelli%20-1000x620px.png alt="Dennis Cuccinelli" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Dennis Cuccinelli, LACP, an Independent Advisor associated with <a href=https://www.cfsllc.com/>Certified Financial Services</a> from Paramus, NJ, has received NAIFA's inaugural Annual Membership Hard Hat Award. He was presented the award by current NAIFA President <a href=https://www.linkedin.com/in/lawrence-holzberg-4aa33a16/>Lawrence Holzberg</a>, LUTCF, LACP, and incoming 2023 President <a href=https://www.linkedin.com/in/bryon-holz-40004137/>Bryon Holz</a>, CLU, ChFC, LUTCF, CASL, LACP, November 14 in Washington, D.C., at NAIFA’s Belong awards celebration that was part of the National Leadership Conference.</p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/dennis-cuccinelli-receives-naifas-inaugural-membership-hard-hat-award title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Cuccinelli%20-1000x620px.png alt="Dennis Cuccinelli" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Dennis Cuccinelli, LACP, an Independent Advisor associated with <a href=https://www.cfsllc.com/>Certified Financial Services</a> from Paramus, NJ, has received NAIFA's inaugural Annual Membership Hard Hat Award. He was presented the award by current NAIFA President <a href=https://www.linkedin.com/in/lawrence-holzberg-4aa33a16/>Lawrence Holzberg</a>, LUTCF, LACP, and incoming 2023 President <a href=https://www.linkedin.com/in/bryon-holz-40004137/>Bryon Holz</a>, CLU, ChFC, LUTCF, CASL, LACP, November 14 in Washington, D.C., at NAIFA’s Belong awards celebration that was part of the National Leadership Conference.</p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fdennis-cuccinelli-receives-naifas-inaugural-membership-hard-hat-award&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>Award Winners</category>
<category>Press Release</category>
<category>Membership</category>
<pubDate>Tue, 13 Dec 2022 18:00:00 GMT</pubDate>
<author>[email protected] (NAIFA)</author>
<guid>https://at.naifa.org/dennis-cuccinelli-receives-naifas-inaugural-membership-hard-hat-award</guid>
<dc:date>2022-12-13T18:00:00Z</dc:date>
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<title>Q1 State of NAIFA Introduces 2023 NAIFA President Bryon Holz</title>
<link>https://at.naifa.org/q1-state-of-naifa-introduces-2023-naifa-president-bryon-holz</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/q1-state-of-naifa-introduces-2023-naifa-president-bryon-holz title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/las/2021%20Q1%20State%20of%20NAIFA%20Materials-Blog.png alt="Q1 State of NAIFA 2023 Introduces New NAIFA-National President Bryon Holz" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>On January 10, join 2023 NAIFA-National President Bryon Holz, NAIFA CEO Kevin Mayeux, and NAIFA SVP of Government Relations Diane Boyle for the first State of NAIFA webinar of the new year. </p> <p>Holz, Mayeux, and Boyle will share an update on where NAIFA is as an organization, preview NAIFA's advocacy goals for the new year, and highlight the benefits available exclusively to NAIFA members.</p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/q1-state-of-naifa-introduces-2023-naifa-president-bryon-holztitle="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/las/2021%20Q1%20State%20of%20NAIFA%20Materials-Blog.png alt="Q1 State of NAIFA 2023 Introduces New NAIFA-National President Bryon Holz" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>On January 10, join 2023 NAIFA-National President Bryon Holz, NAIFA CEO Kevin Mayeux, and NAIFA SVP of Government Relations Diane Boyle for the first State of NAIFA webinar of the new year. </p> <p>Holz, Mayeux, and Boyle will share an update on where NAIFA is as an organization, preview NAIFA's advocacy goals for the new year, and highlight the benefits available exclusively to NAIFA members.</p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fq1-state-of-naifa-introduces-2023-naifa-president-bryon-holz&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>NAIFA Events</category>
<category>Leadership</category>
<pubDate>Tue, 13 Dec 2022 15:34:26 GMT</pubDate>
<author>[email protected] (NAIFA)</author>
<guid>https://at.naifa.org/q1-state-of-naifa-introduces-2023-naifa-president-bryon-holz</guid>
<dc:date>2022-12-13T15:34:26Z</dc:date>
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<title>E4 Presents a Special BREW with 2021 4 Under 40 Winner Steve Walker</title>
<link>https://at.naifa.org/e4-presents-a-special-brew-with-2021-4-under-40-winner-steve-walker</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/e4-presents-a-special-brew-with-2021-4-under-40-winner-steve-walkertitle="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/social-suggested-images/E4-Walker.png alt="E4 Presents a Special BREW with 2021 4 Under 40 Winner Steve Walker" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><span>This Wednesday, December 14 at 1 pm eastern, join NAIFA's first financial security champion, <a href=https://www.e4.insurance/>E4 Insurance Services</a>, for their next Building Relationship Every Week (BREW) webinar. </span></p> <p><span>This week's BREW will feature <a href=https://www.linkedin.com/in/stevewalker11/>Steve Walker, CLTC, LUTCF</a>, Vice President of Institutional Accounts at E4, loyal NAIFA member since 2009, and a NAIFA 4 Under 40 Award Winner in 2021. </span></p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/e4-presents-a-special-brew-with-2021-4-under-40-winner-steve-walker title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/social-suggested-images/E4-Walker.png alt="E4 Presents a Special BREW with 2021 4 Under 40 Winner Steve Walker" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><span>This Wednesday, December 14 at 1 pm eastern, join NAIFA's first financial security champion, <a href=https://www.e4.insurance/>E4 Insurance Services</a>, for their next Building Relationship Every Week (BREW) webinar. </span></p> <p><span>This week's BREW will feature <a href=https://www.linkedin.com/in/stevewalker11/>Steve Walker, CLTC, LUTCF</a>, Vice President of Institutional Accounts at E4, loyal NAIFA member since 2009, and a NAIFA 4 Under 40 Award Winner in 2021. </span></p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fe4-presents-a-special-brew-with-2021-4-under-40-winner-steve-walker&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>Health Care</category>
<category>Medicare</category>
<category>Webinar</category>
<category>Leaders</category>
<category>Insurance Webinar</category>
<pubDate>Mon, 12 Dec 2022 16:18:32 GMT</pubDate>
<author>[email protected] (NAIFA)</author>
<guid>https://at.naifa.org/e4-presents-a-special-brew-with-2021-4-under-40-winner-steve-walker</guid>
<dc:date>2022-12-12T16:18:32Z</dc:date>
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<title>Meet Loyal NAIFA Member Joshua O’Gara</title>
<link>https://at.naifa.org/meet-loyal-naifa-member-joshua-ogara</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/meet-loyal-naifa-member-joshua-ogara title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Joshua%20OGara%2c%20CLU%2c%20ChFC%2c%20CFP-1000x620px-blogpost.png alt="Meet Loyal NAIFA Member Joshua O’Gara " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><span><a href=https://www.linkedin.com/in/joggrp/>For Joshua O’Gara, CLU, ChFC, CFP</a>, Owner and Founder of <a href=https://ogarafg.com/>O'Gara Financial Group</a>, entrepreneurship runs in the family. Both of his parents were small business owners and O’Gara inherited their drive. His entrepreneurial spirit—along with his college studies in economics and his desire to help people—made a career in insurance and financial services a perfect fit.</span><span> </span></p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/meet-loyal-naifa-member-joshua-ogara title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Joshua%20OGara%2c%20CLU%2c%20ChFC%2c%20CFP-1000x620px-blogpost.png alt="Meet Loyal NAIFA Member Joshua O’Gara " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><span><a href=https://www.linkedin.com/in/joggrp/>For Joshua O’Gara, CLU, ChFC, CFP</a>, Owner and Founder of <a href=https://ogarafg.com/>O'Gara Financial Group</a>, entrepreneurship runs in the family. Both of his parents were small business owners and O’Gara inherited their drive. His entrepreneurial spirit—along with his college studies in economics and his desire to help people—made a career in insurance and financial services a perfect fit.</span><span> </span></p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fmeet-loyal-naifa-member-joshua-ogara&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>Member Spotlight</category>
<category>Member Profile</category>
<category>Loyal Member Profile</category>
<pubDate>Mon, 12 Dec 2022 15:00:00 GMT</pubDate>
<author>[email protected] (Ronan Friend)</author>
<guid>https://at.naifa.org/meet-loyal-naifa-member-joshua-ogara</guid>
<dc:date>2022-12-12T15:00:00Z</dc:date>
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<title>How to Talk to Your Parents About Long-Term Care</title>
<link>https://at.naifa.org/how-to-talk-to-your-parents-about-long-term-care</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/how-to-talk-to-your-parents-about-long-term-care title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Cameron%20Huddleston%20-%20blog%20-%201000x620px.png alt="How to Talk to Your Parents About Long-Term Care" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>As your parents age, there’s a good chance they will need<span> </span>long-term care. According to the Department of Health and Human Services, more than half of Americans turning 65 today will develop a disability serious enough that they will need daily help with the basic activities of living. Most will need care for less than two years, but 1 in 7 will need assistance for more than five years.</p> <p>As tough as it might be to imagine your parents being unable to care for themselves, the thought of discussing this possibility with them probably seems even harder. But it’s important to talk to your parents sooner rather than later to develop a plan for long-term care if they ever need it. If you wait for an emergency to strike, emotions will be running high and you’ll likely have fewer options to deal with your parents’ need for care.</p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/how-to-talk-to-your-parents-about-long-term-care title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Cameron%20Huddleston%20-%20blog%20-%201000x620px.png alt="How to Talk to Your Parents About Long-Term Care" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>As your parents age, there’s a good chance they will need<span> </span>long-term care. According to the Department of Health and Human Services, more than half of Americans turning 65 today will develop a disability serious enough that they will need daily help with the basic activities of living. Most will need care for less than two years, but 1 in 7 will need assistance for more than five years.</p> <p>As tough as it might be to imagine your parents being unable to care for themselves, the thought of discussing this possibility with them probably seems even harder. But it’s important to talk to your parents sooner rather than later to develop a plan for long-term care if they ever need it. If you wait for an emergency to strike, emotions will be running high and you’ll likely have fewer options to deal with your parents’ need for care.</p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fhow-to-talk-to-your-parents-about-long-term-care&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>Long-Term Care</category>
<category>Extended Care</category>
<category>Limited Care</category>
<category>Limited & Extended Care Planning Center</category>
<pubDate>Fri, 09 Dec 2022 14:30:00 GMT</pubDate>
<guid>https://at.naifa.org/how-to-talk-to-your-parents-about-long-term-care</guid>
<dc:date>2022-12-09T14:30:00Z</dc:date>
<dc:creator>Cameron Huddleston</dc:creator>
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<title>State Senate Hearing on LTC Features Testimony of NAIFA-WA's Chris Bor</title>
<link>https://at.naifa.org/state-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0</link>
<description><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/state-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Chris%20Bor%20Testimony.png alt="Chris Bor Testimony" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><a href=https://www.linkedin.com/in/chrisbor/>Chris Bor</a>, LUTCF, CLU, ChFC, a loyal NAIFA member since 1998 and Immediate Past President of <a href=https://www.naifawashington.org/>NAIFA-WA</a>, testified at a hearing of the <a href=https://leg.wa.gov/Senate/Committees/BFST/Pages/default.aspx>Washington State Senate Business, Financial Services & Trade Committee</a> on the use of life insurance, annuities, and policy riders in long-term care planning. He gave an overview of a wide variety of LTC planning options and discussed the value of agents and advisors to consumers. Bor also serves as Vice-Chair of NAIFA's National Membership Committee.</p></description>
<content:encoded><div class="hs-featured-image-wrapper"> <a href=https://at.naifa.org/state-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0 title="" class="hs-featured-image-link"> <img src=https://at.naifa.org/hubfs/Chris%20Bor%20Testimony.png alt="Chris Bor Testimony" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p><a href=https://www.linkedin.com/in/chrisbor/>Chris Bor</a>, LUTCF, CLU, ChFC, a loyal NAIFA member since 1998 and Immediate Past President of <a href=https://www.naifawashington.org/>NAIFA-WA</a>, testified at a hearing of the <a href=https://leg.wa.gov/Senate/Committees/BFST/Pages/default.aspx>Washington State Senate Business, Financial Services & Trade Committee</a> on the use of life insurance, annuities, and policy riders in long-term care planning. He gave an overview of a wide variety of LTC planning options and discussed the value of agents and advisors to consumers. Bor also serves as Vice-Chair of NAIFA's National Membership Committee.</p> <img src=https://track.hubspot.com/__ptq.gif?a=2635471&k=14&r=https%3A%2F%2Fat.naifa.org%2Fstate-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0&bu=https%253A%252F%252Fat.naifa.org&bvt=rss alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "></content:encoded>
<category>Long-Term Care</category>
<category>Life Insurance & Annuities</category>
<category>State Advocacy</category>
<category>Washington</category>
<pubDate>Thu, 08 Dec 2022 23:00:06 GMT</pubDate>
<author>[email protected] (NAIFA)</author>
<guid>https://at.naifa.org/state-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0</guid>
<dc:date>2022-12-08T23:00:06Z</dc:date>
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